Why All Reverse Mortgage Company?
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With a Federally-Insured Reverse Mortgage...
We are a leading HUD Approved Lender offering all available government Insured refinance & purchase home programs. We help senior homeowners turn dormant equity into spendable *tax-free cash. We value your right to age with dignity in place and believe that everyone deserves the right to use the equity in their homes to enrich their lives. We believe that seniors equity is for their retirement, to be used for additional cash for medical needs, travel, income or for any other needs you may have. "Whatever your needs are, you've spent a lifetime paying for your home to build your equity. Now it's time for your equity to pay for those needs for you!" |
 The
Reverse Mortgageis a national program which is offered to senior homeowners 62 years and older which allows for you to access your homes equity without a monthly repayment.Since 1988 the federally Insured HECM has made it possible for many senior homeowners throughout the US to live more comfortably with the peace of mind that comes from staying in your own home. Reverse Mortgages have become a safe and viable way to help you sustain your retirement. Learn more about the HECM program here... Recommended 3rd Party Resources... 
Senior Independence with a Reverse Mortgage By Michael Branson (CEO ARMC) Many senior homeowners feel like they've lost their independence to the high cost of living on a fixed income. Even those who planned carefully are finding that the pension and savings they thought would carry them through their retirement years just didn't do all they thoug... 
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Our Blog | Calculated Risk |
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 The Reverse Mortgage Calculator is a system designed by the Federal Housing Administration that determines a Senior Homeowner’s eligibility for a HECM Transaction. The proceeds available are based on the youngest borrower and property value. Unlike general consumer calculators found elsewhere, we regularly update and include current programs and rates offered at All Reverse Mortgage Company. Proceeds are generally considered *tax-free, will not affect social security or medicare benefits and may be taken as cash lump sum, a line of credit, monthly payments for life or even a combination of all.  View All Interest Rates / Programs
HECM-Treasury
HECM-Libor
HECM-Fixed
Program Spotlight:The Fixed Rate for the week of June, 2009 is down to 5.56%. This is a great opportunity now to obtain a low Fixed Rate Reverse Mortgage. The amount the borrower will receive under the two options is extremely similar with today fixed rates instead of the large disparity that fixed rate borrowers have always seen in the past Interest Rates are updated every Monday afternoon following the weekly Wall Street Journal Rates *Applicable Insurance and TALC (Total Annual Loan Costs) are not reflected. Visit RM Daily for history of interest rate posts. |
Watch our Educational Video for a short yet clear and thorough explanation on the principles of the government insured program and how they can be a god send to many
homeowners in need of cash for their retirement. You may also request our full length Informational DVD by completing our Secure Questionnaire
  The oldest and most popular of all programs is the Federally Insured HECM which was signed into law by Ronald Reagan back in 1988. Recent improvements are developing now that will raise limits for high-cost areas, allow for co-op properties and purchase transactions News! HUD has acted extremely quickly in putting out the new HECM limits of $625,500 as established as a result of the passage of the American Recovery and Reinvestment Act of 2009 (ARRA). This limit is effective for all loans which receive credit approval in the calendar year 2009 and remain in effect until December 31, 2009. If you have been waiting because the prior limit benefit amount would not pay off enough; or if you had already received a reverse mortgage but were limited in the amount of funds you could receive; or if you find that with the current economic circumstances you must do something to protect your way of life, it might be time for you to look into or relook under the new limits. |
  This is a big decision but Is it The right decision for you? Educate yourself or family on the safeguards and laws with our free Information Guides. We explain what it is, how it works and provide answers to many Frequently Asked Questions and Common Misconceptions. We provide the pros with the cons, advantages, disadvantages, possible pitfalls, and more.  Considering Purchasing a new home?... Stay Liquid with a Federally Insured Purchase Reverse Mortgage. You can purchase real estate without a mortgage payment! This is exciting news to Senior Americans who have wanted to downsize, upsize, move closer to family and friends, move into senior communities for the activities or amenities they offer, or for those who find that their current home simply does not meet their needs any longer. Your Guide the Purchase HECM Starts Here: Working with a Realtor? If you are ready to make an offer on a property you must first be issued a pre qualification and attend specific purchase counseling. We have successfully closed the Purchase HECM and are ready to assist you with the necessary steps for approval.
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